Ian W. Wallace Ltd, home of the Craft Insurance scheme for individual craftsmen and craft groups and clubs.
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This is an important document and you must read it in full.
A statement of fact records the information notified to Norwich Union and facts assumed about you, your business and your business partners and directors. It must be read in conjunction with the schedule and policy wording, as together they form a record of our contract with you and the information which has been taken into account when calculating the premium, terms and conditions upon which your policy is based.
All material facts must be disclosed. Failure to do so could invalidate the policy. A material fact is one which is likely to influence an insurer in the acceptance and assessment of this application. If you are in any doubt as to whether a fact is material then it should be disclosed to the insurer. If any changes in circumstances arise during the period of insurance cover please provide your insurer with details.
A specimen copy of the policy wording is available on request. We recommend you keep a record of all information provided to the insurer for your future reference.
You must check all the information and the material facts contained in this statement of fact and the schedule and contact Ian W. Wallace Ltd Insurance Services immediately on 0800 919359 if any details are incorrect or incomplete. Failure to do so may mean your policy is not valid or we may not be liable to pay your claim(s)
Any subsequent alterations to this statement of fact take precedence over the information contained within it.
